Refund Anticipation Holiday Tax Loans as Easy as 1-2-3
TaxNet Financial Inc. reserves the right to reject a tax refund anticipation loan application except for on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); to the fact that all or part of the applicant’s income derives from a public assistance program; or to the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act. Please be responsible and consider all refund options prior to applying for a tax refund anticipation loan advance.
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RAC (Refund Anticipation Check), AR (Assisted Refund), and ERD (Electronic Refund Deposit) are tax-related products that allow tax preparation fees deducted from YOUR refund upon completion of services and the balance of the refund disbursed to you by check, direct deposit or a prepaid card. Don’t be misled by fancy marketing names (“Refund Anticipation Check”, “Assisted Refund”, "Electronic Refund Deposit") because none of these tax-related products speed up your tax refund deposit time. According to the IRS your actual tax refund will be processed within 21 days.
Refund Anticipation Loan ($6,000 known as an Income Tax Advance, Instant Tax Loan, Rapid Refund, Tax Refund Line of Credit, or Tax Refund Loan) is not your actual refund.
Holiday Instant Advance ($1,200 known as Holiday Tax Loan) begins on December 22nd and is a loan not your actual refund.
W-2 Electronic Access - FREE
Get your anticipated refund amount using W-2 Electronic Access (same day).
It also eliminates the chance that your W-2 will get lost, misdirected, or delayed during delivery. Why wait access your tax documents now. Online delivery of your original W-2 is only available for select employers. To see if your employer offers the service, you must provide us with a prior year W-2 or FEIN (Federal Employer Identification Number). During the tax interview process select the W-2 Electronic Access Option and we will get your W-2 instantly.
Tax Refund Anticipation Loan Advance and Holiday Tax Loan Disclosures
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Price: The Fast Cash Holiday Advance is an optional tax-refund related loan product (it is not the actual tax refund). The amount of the loan and applicable interest will be deducted from a taxpayer's refund(s) and the remaining amount is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for tax-refund related bank products.
Loans offered are for at least $1,200 of your expected tax refund up to $6,000. Loans in the amount of $1,200 of your expected refund have an Annual Percentage Rate (APR) of 0.00%. Loans greater than $1,200 of your expected refund have an APR of 36%. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards. Tax preparation fees apply and are non-refundable regardless of loan decision. Please be responsible and consider all options including the IRS free e-filing option before applying for any tax related bank products.
Loan Disclosure: WHEN YOU TAKE OUT A TAX REFUND ANTICIPATION LOAN ADVANCE, YOU ARE BORROWING MONEY AGAINST YOUR TAX REFUND. IF YOUR TAX REFUND IS LESS THAN EXPECTED, YOU WILL STILL OWE THE ENTIRE AMOUNT OF THE TAX REFUND ANTICIPATION LOAN ADVANCE. YOU CAN GET YOUR REFUND IN 8 TO 21 DAYS WITHOUT PAYING ANY EXTRA FEES AND TAKING OUT A TAX REFUND ANTICIPATION LOAN ADVANCE. YOU CAN HAVE YOUR TAX RETURN FILED ELECTRONICALLY AND YOUR REFUND DEPOSITED INTO YOUR OWN.