Refund Anticipation Holiday Tax Loans as Easy as 1-2-3

Step 1
Complete our easy tax interview and select YOUR tax filing and refund preferences, including whether you would like to apply for an optional Refund Anticipation Loan (“RAL”), also known as a Refund Advance.
A RAL is not required to have your tax return prepared or electronically filed.
Step 2
Review your expected tax refund, applicable fees, and available refund options. If applying for a Refund Anticipation Loan (“RAL”), also known as a Refund Advance, review the loan amount, terms, fees, and required consumer disclosures before signing.
Step 3
Once approved, receive your Refund Anticipation Loan (“RAL”), also known as a Refund Advance, by direct deposit. Approval and the amount offered are subject to identity verification, eligibility criteria, underwriting requirements, program availability, and applicable loan terms.

Taxnet Financial Inc. reserves the right, subject to applicable law, to decline to process or submit a Refund Anticipation Loan (“RAL”), also known as a Refund Advance, application to a lender based on preliminary eligibility, compliance, fraud-prevention, or risk-review procedures. If an application is submitted, approval and the amount offered are subject to the lender's separate eligibility and underwriting requirements. Not all applicants will qualify. Taxnet Financial Inc. may decline to process or submit an application based on its applicable screening criteria, except on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); because all or part of the applicant's income derives from a public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. Please consider all available refund options before applying for a RAL. A RAL, also known as a Refund Advance, is optional and is not required to have your tax return prepared or electronically filed by Taxnet Financial Inc.

First year client, and I will be back next year. Excellent Service! After receiving approval of a Refund Anticipation Loan, I was told that it will take up to 12 hours for funds to be deposited into my account. Everything happened accordingly, and now everything is complete. The tax associates are competent and helpful individuals.

Christi Maguire

My tax specialist was extremely knowledgeable, friendly, and responsive. I like the quick communication they called me and sent me text alerts so I know exactly what is going on with my refund anticipation loan and tax refund. I recommend to anyone looking for a good tax company.

Nancy Davis

Shop and Compare Quality Services at a Reasonable Price

H&R Block

Federal RAC Fee $42.0087%
State RAC Fee $13.0065%
Timing of Deposit (within 21 days)42%

Jackson Hewitt

Federal AR Fee $54.9599%
State AR Fee $10.0050%
Timing of Deposit (within 21 days)42%

Taxnet Financial

Federal ERD Fee $14.0060%
State ERD Fee (FREE)1%
Timing of Deposit (within 21 days)42%

RAC (Refund Anticipation Check), AR (Assisted Refund), and ERD (Electronic Refund Deposit) are tax-related products that may allow tax preparation and other authorized fees to be deducted from YOUR refund and the remaining refund disbursed to you. These products may also be marketed as a Refund Anticipation Check, Assisted Refund, Electronic Refund Deposit, Refund Transfer, or similar name. These products do not speed up your IRS tax refund. The IRS issues most refunds in fewer than 21 days, although some refunds may take longer.
Refund Anticipation Loan “RAL”, also known as a Refund Advance, Income Tax Advance, Instant Tax Loan, Rapid Refund, Tax Refund Line of Credit, or Tax Refund Loan, is a loan based on your anticipated tax refund and is not your actual tax refund. Taxnet Financial offers eligible applicants a $1,000 Refund Advance with 0.00% APR and a $0 loan fee, with additional Refund Advance options from $1,250 up to $7,500. Approval and loan amounts are subject to eligibility and underwriting requirements.

W-2 Electronic Access - FREE

Get your anticipated refund amount using W-2 Electronic Access (same day).

It also eliminates the chance that your W-2 will get lost, misdirected, or delayed during delivery. Access your tax documents today instead of waiting for them to arrive by mail. Online delivery of your original W-2 is only available for select employers. To see if your employer offers the service, you simply provide us with a prior year W-2 or FEIN (Federal Employer Identification Number).

FAST: Don't wait for your W-2 to come in the mail. We will help you obtain your W-2 today!
FREE: There is no charge for W-2 Electronic Access.
SECURE: Your W-2 is downloaded safely and secured with Taxnet Financial Inc. for 5 years.

Tax Refund Anticipation Loan Advance

Rated: 4/5 stars based on 97,179 customer reviews.

Tax Refund Advance $1,000 APR 0% and $0 Loan Fee

Price: Taxnet Financial Inc. offers eligible applicants the opportunity to apply for a $1,000 Refund Advance with 0.00% APR and a $0 loan fee. A Refund Anticipation Loan (“RAL”), also known as a Refund Advance, is an optional tax-refund-related loan and is not your actual tax refund. Approval is subject to identity verification, eligibility criteria, underwriting requirements, program availability, and applicable terms. Not all applicants will qualify.

Tax preparation, electronic filing, and other authorized fees are separate from the cost of the Refund Advance and will be disclosed before you sign your agreements. You are not required to apply for a Refund Advance or other optional bank product to have your tax return prepared or electronically filed.

Loan Disclosure: WHEN YOU TAKE OUT A REFUND ANTICIPATION LOAN (“RAL”), ALSO KNOWN AS A REFUND ADVANCE, YOU ARE BORROWING MONEY IN ANTICIPATION OF YOUR TAX REFUND. A REFUND ADVANCE IS A LOAN AND IS NOT YOUR ACTUAL TAX REFUND. IF YOUR TAX REFUND IS LESS THAN ANTICIPATED OR OTHERWISE INSUFFICIENT TO REPAY THE LOAN, YOU MAY REMAIN RESPONSIBLE FOR REPAYMENT ACCORDING TO THE TERMS OF YOUR APPLICABLE LOAN AGREEMENT AND DISCLOSURES. YOU ARE NOT REQUIRED TO APPLY FOR A REFUND ADVANCE TO HAVE YOUR TAX RETURN PREPARED OR ELECTRONICALLY FILED. YOU MAY ELECTRONICALLY FILE YOUR TAX RETURN WITHOUT APPLYING FOR A REFUND ADVANCE.

Please consider all available filing and refund options before applying for an optional financial product. Some taxpayers may qualify to prepare and electronically file their federal tax return at no cost through IRS Free File. Eligibility requirements apply.

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