*RAC (Refund Anticipation Check), AR (Assisted Refund), and ERD (Electronic Refund Deposit) are tax-related products that allow tax preparation fees deducted from YOUR refund upon completion of services and the balance of the refund disbursed to you by check, direct deposit or a prepaid card. Don’t be misled by fancy marketing names (“Refund Anticipation Check”, “Assisted Refund”, "Electronic Refund Deposit") because none of these tax-related products speed up your tax refund deposit time. According to the IRS your actual tax refund will be processed within 10-21 days.
A Refund Anticipation Loan ( known as an Income Tax Advance, Holiday Tax Loan, Instant Tax Loan, Rapid Refund, Tax Refund Line of Credit, or Tax Refund Loan) is not your actual refund. A finance fee of $57 (APR 208.05% is based on a 10 day loan period) applies.
Federal ERD Fee:
State ERD Fee:
Timing of Deposit:
There is no charge for W-2 Electronic Access
Your W-2 is downloaded safely and secured with Taxnet Financial Inc. for 5 years.
Taxadvance.com reserves the right to reject a tax refund anticipation loan application except for on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); to the fact that all or part of the applicant’s income derives from a public assistance program; or to the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act. Please be responsible and consider all refund options prior to applying for a tax refund anticipation loan advance.
Approve YOUR tax refund amount and
provide YOUR direct deposit account (checking, savings, or prepaid card) for YOUR refund anticipation loan advance.
A Refund Anticipation Loan "RAL" is a $1,000 tax advance tax refund loan not YOUR actual refund a finance fee of $57 (APR 208.05% is based on a 10 day loan period) and tax preparation fees apply.
Receive tax refund anticipation loan advance direct deposited to YOUR selected account per agreement (checking, savings, or prepaid card).
Refund Anticipation Loan "RAL" is disbursed to YOUR account within 12 hours or less of IRS acknowledgement. Availability of funds may vary depending on YOUR financial institution.
Complete easy (online) tax interview and select YOUR tax refund preference (including the option of a holiday tax advance refund anticipation loan.
Holiday tax advance refund anticipation loan online is a loan product. A refund anticipation loan "RAL" is not required to e-file your tax return. If you select a "RAL" there are no upfront fees to pay.
My tax specialist was extremely knowledgeable, friendly, and responsive. I like the quick communication they called me and sent me text alerts so I know exactly what is going on with my refund anticipation loan and tax refund. I recommend to anyone looking for a good tax company.
First year client, and I will be back next year. Excellent Service! After receiving approval of a Refund Anticipation Loan, I was told that it will take up to 12 hours for funds to be deposited into my account. Everything happened accordingly, and now everything is complete. The tax associates are competent and helpful individuals.
Don't wait for your W-2 to come in the mail. We will help you obtain your W-2 today!
Get your anticipated refund amount using W-2 Electronic Access (same day).
It also eliminates the chance that your W-2 will get lost, misdirected, or delayed during delivery. Why wait access your tax documents now. Online delivery of your original W-2 is only available for select employers. To see if your employer offers the service, you must provide us with a prior year W-2 or FEIN (Federal Employer Identification Number). During the tax interview process select the W-2 Electronic Access Option and we will get your W-2 instantly.
Federal AR Fee:
State AR Fee:
Timing of Deposit:
Federal RAC Fee:
State RAC Fee:
Timing of Deposit: